At Value Asset Holding, the loan process begins with individuals or businesses submitting an application. Following this, the company evaluates the application, considering factors like creditworthiness and financial stability. Upon approval, the terms and conditions, including interest rates and repayment schedules, are specified. Subsequently, once agreed upon, the loan funds are disbursed to the borrower for their specified purpose. From there, the borrower assumes responsibility for repaying the loan according to the agreed-upon terms, typically through periodic payments until the loan is fully repaid.